$399,900
Prescott Valley, AZ 86314
MLS# 1084528
3 beds | 2 baths | 1157 sqft
1 / 22
Property Description
An exceptional financing opportunity helps set this home apart: qualified buyers may have the opportunity to assume the existing VA loan at a 3.75% interest rate, with an approximate remaining balance of $280,000, subject to buyer qualification and loan-servicer/VA approval. Beyond the rate, this single-level Prescott Valley home offers comfortable, practical living without HOA restrictions. The 3-bedroom, 2-bath floor plan provides 1,157 sq. ft. of well-used space, complemented by fresh interior and exterior paint, skylights, ceiling fans and durable wood-look and tile flooring. The kitchen features warm wood cabinetry, generous counter space, a breakfast bar, pantry and gas range. A 2-car garage provides everyday storage, while the fenced .21-acre lot includes paver patios, a low-maintenance turf area, storage shed and room to accommodate an RV or boat. Located in an established neighborhood near Tonto Park North, the home offers convenient access to parks, shopping, dining and everyday services.
Details
Maps
Contract/Address/Legal
List Price/SqFt: 346
Residential Type: Site Built Single Family
Land Lease: No
Residential Status: Existing
REO/Short Sale: Not Applicable
Zoning: R2
Lot #: 1146
Lot Size: 9,148
Assessor's Book #: 103
Assessor's Map #: 2
Assessor's Parcel #: 172
Legal: PRESCOTT VALLEY UNIT #4 LOT 1146
Irrigation Rights: No
General Property Description
Aprx Acres: 0.21
HOA Y/N: No
Split Bedroom Plan: No
Buildings: 1
Stories: 1
WH Gallons: 40
Aprx SqFt: 1157
Source of Measurement: County Assessor
Garage Attached: 2
Garage Detached: 0
Carport Attached: 0
Carport Detached: 0
Total Parking: 2
RV Garage/Parking: Yes
Home Warranty: Negotiable
Solar Y/N: No
Age Restrictions Y/N: No
Bedrooms: 3
Baths - Full: 1
Baths - 3/4: 1
Total Bathrooms: 2
Year Built: 1999
Total Liveable SqFt: 1157
Total Garage: 2
Tax Info
Taxes: 1175
Tax Year: 2025
Remarks & Misc
Directions: From hwy 69, head north. Turn left on Judy circle. Home on west side of the road.
Remarks: An exceptional financing opportunity helps set this home apart: qualified buyers may have the opportunity to assume the existing VA loan at a 3.75% interest rate, with an approximate remaining balance of $280,000, subject to buyer qualification and loan-servicer/VA approval.
Beyond the rate, this single-level Prescott Valley home offers comfortable, practical living without HOA restrictions. The 3-bedroom, 2-bath floor plan provides 1,157 sq. ft. of well-used space, complemented by fresh interior and exterior paint, skylights, ceiling fans and durable wood-look and tile flooring.
The kitchen features warm wood cabinetry, generous counter space, a breakfast bar, pantry and gas range. A 2-car garage provides everyday storage, while the fenced .21-acre lot includes paver patios, a low-maintenance turf area, storage shed and room to accommodate an RV or boat. Located in an established neighborhood near Tonto Park North, the home offers convenient access to parks, shopping, dining and everyday services.
Office/Member Info
Listing Exclusions: No
Construction
Frame - Wood: 1
Cooling
Ceiling Fan(s): 1
Gas Pack: 1
Flooring
Tile: 1
Vinyl: 1
Heating
Forced - Gas: 1
Natural Gas: 1
Possession
At Recordation: 1
Records Available
None: 1
Road Frontage Type
City Street: 1
Road Surface Type
Paved: 1
Style
Ranch: 1
Road Responsibility
City Maintained Road: 1
Roof
Composition: 1
Interior Features
Ceiling Fan(s): 1
Laminate Counters: 1
Live on One Level: 1
Master On Main: 1
Raised Ceilings 9+ft: 1
Skylight(s): 1
Smoke Detector(s): 1
Terms & Conditions
Assumable: 1
Conventional: 1
FHA: 1
VA: 1
Other - See Remarks: 1
Exterior Features
Dog Run: 1
Driveway-Concrete: 1
Driveway-Gravel: 1
Fence - Backyard: 1
Fence - Perimeter: 1
Fence - Privacy: 1
Landscaping-Front: 1
Landscaping-Rear: 1
Level Entry: 1
Patio - Covered: 1
Porch - Covered: 1
Shed: 1
Utilities Installed
220: 1
Cable TV: 1
Electricity: 1
Natural Gas: 1
Underground: 1
Water - City: 1
WWT - City Sewer: 1
Water Heater
Natural Gas: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Gas Range: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Topo/Location
Level: 1
Green Energy Efficient
Thermostat: 1
Windows: 1
Foundation/Basement
Found - Slab: 1
Window/Coverings
Double Pane Windows: 1
Horizontal Blinds: 1
Screens: 1
Pets/Animals
Domestics: 1
Other Rooms
None: 1
RV/Garage/Park
Parking Spaces: 1
Street Parking: 1
Subdivision Features
None: 1
ContractAddressLegal
Original List Price: 399900
Listing Date: 2026-08-20
Status: Active
Listing Price: 399900
Street #: 4860
Direction: N
Street Name: Judy
St Suffix: Circle
City/Township: Prescott Valley
State: AZ
Zip Code: 86314
County: Yavapai
Subdivision: Prescott Valley 4
Tax Parcel: 103-02-172
Property Features
Style: Ranch
Construction: Frame - Wood
Interior Features: Ceiling Fan(s); Laminate Counters; Live on One Level; Master On Main; Raised Ceilings 9+ft; Skylight(s); Smoke Detector(s)
Exterior Features: Dog Run; Driveway-Concrete; Driveway-Gravel; Fence - Backyard; Fence - Perimeter; Fence - Privacy; Landscaping-Front; Landscaping-Rear; Level Entry; Patio - Covered; Porch - Covered; Shed
Appliances: Dishwasher; Disposal; Dryer; Gas Range; Oven; Range; Refrigerator; Washer
Heating: Forced - Gas; Natural Gas
Cooling: Ceiling Fan(s); Gas Pack
Green Energy Efficient: Thermostat; Windows
Flooring: Tile; Vinyl
Utilities Installed: 220; Cable TV; Electricity; Natural Gas; Underground; Water - City; WWT - City Sewer
Roof: Composition
Water Heater: Natural Gas
Road Frontage Type: City Street
Road Surface Type: Paved
Road Responsibility: City Maintained Road
Other Rooms: None
Records Available: None
Subdivision Features: None
Possession: At Recordation
Listing Office: Berkshire Hathaway HomeService AZ Properties
Last Updated: August - 22 - 2026
The data relating to real estate for sale on this site comes from the Broker Reciprocity/IDX of Prescott Area Association of REALTORS. Information provided is thought to be reliable but is not guaranteed to be accurate. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Real estate listings held by brokerage firms other than the website owner, are indicated by detailed information about them such as the name of the listing firms. Copyright© 2020 Prescott Area Association of REALTORS. All rights reserved.